The Biggest Myth in Life Insurance

By Ted Bernstein The 4 Most Counter-Productive Words in Life Insurance…“I am all set”. The conventional wisdom of buying and holding stocks has given way to the advantages of being far more nimble when it More...

The Lump-Sum Failure

By: Ted Bernstein Can Your Beneficiaries Afford a “lottery-type” Payout? A growing number of people think not. We don’t often get second chances, especially with the benefit of hindsight.  One of the most More...

Times – They Are A Changin’

  By Ted Bernstein   Until recently, life insurance was widely considered to be one of this country’s most important financial planning tools.  Today, it is misunderstood, unappreciated and commoditized. More...