The Rewards of Choosing the Right Professional.

 I recently went to a new doctor and noticed he was located in something called the Professional Building. I felt better right away.   George Carlin Life insurance is not a commodity and everyone with a life More...

The Black Box of Underwriting

Sex, Drugs and Genetics Overweight by 20 pounds? On high blood pressure medication? Smoke an occasional cigar? Most people feel certain that any one of these will increase their life insurance premiums. In most More...

The Biggest Myth in Life Insurance

By Ted Bernstein The 4 Most Counter-Productive Words in Life Insurance…“I am all set”. The conventional wisdom of buying and holding stocks has given way to the advantages of being far more nimble when it More...

The Lump-Sum Failure

By: Ted Bernstein Can Your Beneficiaries Afford a “lottery-type” Payout? A growing number of people think not. We don’t often get second chances, especially with the benefit of hindsight.  One of the most More...

Times – They Are A Changin’

  By Ted Bernstein   Until recently, life insurance was widely considered to be one of this country’s most important financial planning tools.  Today, it is misunderstood, unappreciated and commoditized. More...