Ted Bernstein

Ted Bernstein is a third-generation licensed life insurance specialist and nationally recognized industry innovation expert in alternative distribution strategies and life insurance product development with decades of speaking out and advocating for changes on behalf of consumers. A member of the Association for Advanced Life Underwriting, he was the first to introduce life insurance without commissions or “no-load” life insurance in the mid-1980s and launch the first fee-based Life Insurance Policy Audit and Review service for trust companies and life insurance fiduciaries. His newly introduced innovation, the Installment Life Option, is game-changing. To learn more, visit www.lifeinsuranceconcepts.com or call 561-988-8984.

By Ted Bernstein On Wednesday, May 27th, 2015
1 Comment

To sell or not to sell?

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter');If you are 65 or older and you own life insurance More...

By Ted Bernstein On Wednesday, April 15th, 2015
2 Comments

What are the Financial Risks of Living Longer?

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter');Most of us aspire to live a long, healthy and prosperous More...

By Ted Bernstein On Friday, February 27th, 2015
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The Rewards of Choosing the Right Professional.

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter'); I recently went to a new doctor and noticed he More...

By Ted Bernstein On Monday, December 15th, 2014
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10 Commandments of Life Insurance

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter'); The following five tips is a continuation from last More...

By Ted Bernstein On Thursday, December 4th, 2014
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The 10 Commandments of Life Insurance

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter');    Here are a few guidelines to help More...

By Ted Bernstein On Friday, November 14th, 2014
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Mission Impossible – Making Life Insurance Cool Again

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter'); As a dedicated life insurance professional, it pains More...

By Ted Bernstein On Thursday, November 6th, 2014
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The Black Box of Underwriting

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter'); Sex, Drugs and Genetics Overweight by 20 pounds? More...

By Ted Bernstein On Friday, October 17th, 2014
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Long Term Care Insurance – Who Needs It?

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter'); Who should own LTCI is a personal decision with More...

By Ted Bernstein On Monday, October 13th, 2014
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The Worst Life Insurance Policy You Can Own?

console.debug('TRINITY_WP', 'Skip player from rendering', 'is single: , is main loop: 1, is main query: 1');console.debug('TRINITY_WP', 'trinity_content_filter');The most common question asked of me about life insurance More...