To sell or not to sell?
If you are 65 or older and you own life insurance that you may not need any longer, chances are good that you have thought about the idea of selling the coverage to a 3rd party investor. Selling a life insurance More...
What are the Financial Risks of Living Longer?
Most of us aspire to live a long, healthy and prosperous life. Yet, the financial downside of living longer is the increased risk of outliving your wealth – referred to as longevity risk. Recent studies confirm More...
The Rewards of Choosing the Right Professional.
I recently went to a new doctor and noticed he was located in something called the Professional Building. I felt better right away. George Carlin Life insurance is not a commodity and everyone with a life More...
10 Commandments of Life Insurance
The following five tips is a continuation from last week’s column of the 10 most important considerations when buying and reviewing life insurance. The goal is to help you avoid costly and easily avoidable land More...
The 10 Commandments of Life Insurance
Here are a few guidelines to help you when it comes to life insurance. The goal here is to avoid land mines. The following is a list of essential do’s and don’ts. At the risk of over-simplifying: 1. More...
Mission Impossible – Making Life Insurance Cool Again
As a dedicated life insurance professional, it pains me to admit that life insurance has a bad rap. Unfortunately, it is you, the life insurance buyer, who pays the highest price for this reality. We can change More...
The Black Box of Underwriting
Sex, Drugs and Genetics Overweight by 20 pounds? On high blood pressure medication? Smoke an occasional cigar? Most people feel certain that any one of these will increase their life insurance premiums. In most More...
Long Term Care Insurance – Who Needs It?
Who should own LTCI is a personal decision with no right or wrong answer. The worst thing to do is assume “no” without giving proper consideration to your decision. The time to decide if Long Term Care Insurance More...
The Worst Life Insurance Policy You Can Own?
The most common question asked of me about life insurance over the past 30 years is “what is the best type of life insurance?” The simple answer is “the one that best meets your goals and objectives.” In More...
